Why work with a Medicare Advisor to help with your enrollment process?
Medicare plans are not one-size-fits-all. Since healthcare is one of the most significant expenses with unknown risks, everyone has unique healthcare and financial needs. Because of this, it is essential to thoroughly understand the coverage details of the plan you choose. This can be confusing, and electing a plan that does not align with your needs can result in unexpected coverage gaps and significant healthcare expenses, jeopardizing your physical and financial well-being.
Medicare enrollment can be complicated. According to a 2021 Medicare literacy survey, 3 out of 4 beneficiaries describe the Medicare program as “confusing and difficult to understand.” Consequently, the survey findings revealed that many individuals aging into Medicare could not correctly identify which services Medicare did and did not cover and could not define basic Medicare insurance terms. Thus, many realize quickly that the entire enrollment process can be overwhelming. Seeking help from advisors who are well-versed in the ins and outs of Medicare can ease the stress of choosing the right plan.
Rules and regulations for Medicare are ever-changing. Because the legal and regulatory standards surrounding health insurance change almost every year, it can be complicated for anyone to understand them. Amendments to Medicare policies can lead to plan changes, making it difficult for beneficiaries to stay informed. Consequently, having a Medicare expert to tell you about potential changes in your plan can give you confidence and peace of mind. Our team at Comprehensive Medicare Advisors stays up to date on changes in Medicare laws to keep clients informed and reevaluate your plan as needed to ensure it continues to suit your coverage needs.
You are already enrolled in a Medicare plan. Comprehensive Medicare Advisors can analyze your current benefits package and advise you on optimizing coverage. Whether your financial or healthcare needs are changing or you’re simply unsure of the coverage you have elected, our advisors know how to make the most of your Medicare plan. Let us analyze your current situation to help optimize your coverage so you can focus on caring for yourself and living your life to the fullest.
Types of Insurance Coverage
Medicare supplement (Medigap) – compliments original Medicare, covering the 20% that Medicare does not pay.
Medicare Advantage Plan (Part C)
Prescription Drug Plan (Part D)– can be purchased as a separate policy or part of a Medicare Advantage Plan.
Health Insurance– for people not eligible for Medicare.
Dental, Vision & Hearing
Home Health– policy pays for services provided by a licensed professional, such as RN, LPN, PT, OT
Travel Insurance– medical insurance that provides coverage when traveling. Recommend when traveling out of the continental United States.
Final Expense– burial insurance; pays cash to the beneficiary; does not require a death certificate to collect.
Long-Term Care Insurance
Learn more about what Comprehensive Medicare Advisors can do for you.
Indeed, if you’re seeking enrollment assistance as an individual beneficiary, Comprehensive Medicare Advisors will guide you through the process. We pride ourselves in not only providing unparalleled service, support, and advice but also in providing learning opportunities for you to help you feel informed and confident throughout the process.
Advising services for individual beneficiaries
At Comprehensive Medicare Advisors, our combined 40 years of industry experience have taught our team that every beneficiary’s healthcare situation is unique. For this reason, we’re here to build lasting relationships with our clients, allowing us to understand how to optimize their coverage plan to suit their needs. Our service does not stop at enrollment; our advisors assist clients with issues throughout their Medicare journey. Here’s what we have to offer individual beneficiaries seeking help with Medicare enrollment:
- Assistance in selecting a medical plan
- Assistance in selecting a dental plan
- Consulting on existing Medicare benefits
- Guidance enrolling in individual Medicare (Parts A and B)
- Guidance enrolling in Medicare Advantage (Part C)
- Guidance selecting a prescription drug plan (Part D)
- Supplemental insurance advice and enrollment
- Assistance with insurance claims, appeals, and other issues.
- Support services and advocacy for Medicare recipients
Navigating the maze of Medicare can be confusing, and knowing whether the benefits you’re electing are right for you can be stressful.
Comprehensive Medicare Advisors is here to help.